5 New Trends in Las Sendas Real Estate Market The Las Sendas real estate market has always been a healthy one. East Mesa is a hot area that has plenty of great recreational activities, exciting…
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Things Your East Mesa Realtor Wish You Knew
Realtors have years of experience and training which has helped them become experts in the Las Sendas home buying and selling process. The longer they work in a particular market, the more knowledgeable they become about the ins and outs of the trends there.
When you hire an East Mesa realtor, you aren’t just getting someone who shows you a house or two. You are working with someone who can serve as your personal adviser and teacher about the best houses to buy and why, the best way to negotiate a sale, and much more. Your realtor will share as much knowledge with you as they can.
However, here are some of the things that your realtor would like you to know before the process starts:
Don’t Change Jobs
You got a promotion – great news! Right? Not necessarily if you are trying to get a loan. Most lenders require that you have two years in the same job position at the same company, so any change can affect your ability to meet the requirements for the loan.
Don’t change jobs if you can help it, and delay the start date for your promotion if you are able to do so. Definitely don’t quit your job even if you have a new one ready. Just wait until you have the loan before you make any changes to your job situation.
Don’t Make Any Big Purchases
Sure, you might need to make some big purchases after you move in, like new furniture or appliances such as a refrigerator or a washer and dryer. However, it’s best to wait until after you move in, even if you see an amazing deal now.
Any big purchases you make on credit now will show up on your credit report, and that can tip your debt-to-income ratio into negative territory. The new line of credit can also lower your overall credit score, which may disqualify you from getting the loan or may cause your interest rate to go up.
Neighborhoods Seem Different at Different Times
You visit a neighborhood in the middle of the day on a weekend and you see children playing, people walking their dogs, and neighbors mowing their lawns. Everything seems idyllic. But if you were to visit at night, you would see a rowdy party on the lawn at the corner and some shady cars driving through at all hours of the night. If you came in the day during the week, you might see construction crews nearby or see kids skipping school and loitering.
You must visit a neighborhood at different times and on different days to get a real sense of what it represents. The best neighborhoods, like Las Sendas in East Mesa, will reflect that they are safe, family friendly, and inviting at all hours and on all days.
Save Money by Closing at the End of the Month
When you close on your home sale, your loan will be paying ahead for the month. So if you close at the start of the month, you will be paying interest for up to 29 or 30 days. However, if you close at the end of the month, you could be paying interest for as little as one day.
If you have any control over when the sale closes, aim to do it as close to the end of the month as possible. Every little bit you can save helps.
The Best Upgrades Aren’t Always Seen
A new coat of paint will make the house seem great, and a new granite counter top will be really impressive. But the best updates are those that you may not see or notice. For example, superior insulation isn’t particularly exciting, but it will help you save a lot of money in the long run, and it will save you from constantly fiddling with the thermostat to get a comfortable temperature.
Other great upgrades include an energy-efficient HVAC system, compact fluorescent lighting, and double-paned windows. Your realtor will tell you about these upgrades and how they help you, but try not to let the other features in the home distract you from how important this information is.
You Aren’t “Bothering” Your Realtor
A lot of people hesitate to call their realtor whenever they have questions about a property they see online or when questions pop up about the home-buying process. Since they aren’t technically paying the realtor (instead the commission being taken out of the sale), they feel like they are asking for more than they should.
The reality is that your realtor wants to take your call. Your agent would rather provide you the correct information and help guide your search than to have you floundering or getting the information from the wrong sources. Your agent doesn’t mind getting calls on the nights and weekends – realtors know that is the job when they sign up. At the end of the day, they just want to help you find the right home for the right budget.
Make sure you are taking full advantage of your realtor’s wisdom and experience and consider your real estate agent as your partner in the home-buying process. Work closely with your agent while looking for your home, direct all your questions to your agent, and listen carefully to your agent’s advice and feedback.
Coldwell Banker North East Mesa is ready to help you find your dream home in East Mesa. Our agents are knowledgeable about the hottest communities, such as Las Sendas, and they have extensive experience with the local market and can guide you to help you find the best properties at the best prices. A realtor in East Mesa will get to know you in order to make the right match between your goals, interests, budget, and a home in East Mesa. Call our office today to talk with a realtor about your housing search in Las Sendas or other great East Mesa neighborhoods.
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